Fringevana. by SafePath Insurance

Never exceed the fringe again.

Built for people who want the quote without the sales pitch.

The 60-second fringe check

What is your fringe actually worth?

Four questions. Instant math. No contact info required.

Your fringe costs with Fringevana
$0
per month — your all-in benefits budget
$0
per year
$0
per employee, per month

With Fringevana, this is the number. Your plan is engineered to land exactly on the fringe your contract already pays for — nothing over, nothing leaking. See how the alternatives stack up:

Same fringe dollars, two very different bills

With Fringevana — fringe into a bona fide plan$0 / yr
As cash in lieu — same fringe, paid as wages$0 / yr
+ employer FICA on that cash (7.65%)$0 / yr
+ FUTA, SUTA & workers' comp on topmore still
Cash-in-lieu total$0 / yr

Your current plan vs. the fringe

Your current monthly benefits spend
Your fringe budget with Fringevana$0 / mo
Difference

* Using current DOL fringe rates, effective July 2026: $5.35/hr for contracts with the EO 13706 paid-sick-leave requirement (most common) and $5.81/hr for contracts without it. Comparisons are directional planning math, not quotes; exact figures come from underwriting and your payroll facts.

Start Quote

Build your quote.

Pick your benefits, drop your files, four fields, sealed. Five minutes.

SCA / fringe packaging

Built around your wage-determination H&W fringe.

PEO quote

Benefits, payroll & HR under co-employment.

Open-market quote

Traditional fully insured carrier quotes.

Look up latest Form 5500 (optional) Search DOL's public EFAST2 database for your current plan filing — helpful context, never required.
Employee Censusdemographics only — hours go in the right tile
Hours & Earnings Reportpayroll hours & earnings only, 3–6 months
🔐 AES-256-GCM sealed · RSA-4096 wrapped · openable only by SafePath Insurance Brokerage. How the vault works ↓

    The vault, explained

    Why it's safe to hand us your files.

    You're uploading renewal letters, rate sheets, and payroll data — documents you'd normally never email a stranger. Here is exactly what happens to them, in plain English, with the technical receipts underneath.

    01

    Your census is scrubbed before anything else happens

    The moment your payroll export lands on this page, names become anonymous IDs, birthdates become ages, and street addresses become ZIP codes — on your own device, before any sealing or sending. You can see the scrubbed result on screen. The raw file is never stored, anywhere.

    De-identification runs locally in your browser · original file is read once and discarded
    02

    Everything is sealed on your device

    Your files and details are locked inside a vault using the same encryption standard that protects online banking — performed by your browser's own built-in cryptography, before anything leaves your computer. Each vault gets a brand-new random key, used once and never reused.

    AES-256-GCM authenticated encryption · Web Crypto API (native browser cryptography) · single-use 256-bit key per vault
    03

    Only SafePath holds the key that opens it

    This page carries only the lock — a public key that can seal vaults but is mathematically incapable of opening them. The matching private key is held offline by SafePath Insurance Brokerage — never on this page, never on a server. Your IT department can't read the vault. Your email provider can't. We couldn't ourselves, from this page, even if we tried.

    RSA-OAEP with a 4096-bit key wraps the vault key · private key never touches this page or any server
    04

    Even the envelope reveals nothing

    A sealed vault file shows no company name, no file names, no numbers — nothing but ciphertext. Someone intercepting it learns only that a vault exists. And if anyone alters so much as one byte in transit, the vault refuses to open at all, so tampering is self-defeating.

    Fully opaque envelope · GCM authentication tag makes every vault tamper-evident
    05

    Your quote data is never tracked

    Like most business websites, this page uses a standard visitor-analytics tag so we know which companies stop by. What that tag can never see: your files, your census, anything you type, or the contents of any vault — all of that is processed and sealed on your device, outside its reach. There is no database of your quote data behind this page, and nothing you enter is transmitted until you check the authorization box and press send.

    Visitor analytics only · form fields, files & vaults are client-side and sealed · transmission only on your explicit action
    06

    You stay in control the whole way

    Prefer not to send anything through the page? Download the sealed vault and email it yourself, whenever you're ready — it's equally unreadable in your outbox, their inbox, and everywhere in between. Change your mind entirely? Close the tab; nothing has left your device.

    Download-and-send option always available · consent checkbox gates every transmission