Fringevana. by SafePath Insurance

Never exceed the fringe again.

Your wage determination already sets aside $5.55 for every hour worked.* Fringevana turns those dollars into a benefits plan — four fields, a few files, five minutes — sealed with encryption that only Ray can open.

Ray Ford · Licensed Benefits Broker | SafePath Insurance Brokerage Inc. | License on file
The 60-second fringe check

What is your fringe actually worth?

Four questions. Instant math. No contact info required.

Your fringe costs with Fringevana
$0
per month — your all-in benefits budget
$0
per year
$0
per employee, per month

With Fringevana, this is the number. Your plan is engineered to land exactly on the fringe your contract already pays for — nothing over, nothing leaking. See how the alternatives stack up:

Same fringe dollars, two very different bills

With Fringevana — fringe into a bona fide plan$0 / yr
As cash in lieu — same fringe, paid as wages$0 / yr
+ employer FICA on that cash (7.65%)$0 / yr
+ FUTA, SUTA & workers' comp on topmore still
Cash-in-lieu total$0 / yr

Your current plan vs. the fringe

Your current monthly benefits spend
Your fringe budget with Fringevana$0 / mo
Difference

* Using current DOL fringe rates (AAM 250): $5.55 standard / $5.09 EO 13706. Comparisons are directional planning math, not quotes; exact figures come from underwriting and your payroll facts.

The fast track — this is the whole thing

Do you have benefits today?

Pick one. Everything else adjusts automatically.

Renewal letterfrom your carrier
Current rate sheetsmultiple OK
Employee censusraw export fine — sanitized instantly
Hours & earnings report3–6 months, per employee
🔐 AES-256-GCM sealed · RSA-4096 wrapped · openable only with Ray's private key — not by your IT, your email provider, or anyone in between.